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6730 Cardinal Drive, Waterloo, IL, 62298

Come home to your own private retreat, where there’s room to relax, entertain, garden, work on a project—or simply enjoy the peace and quiet of country living. Set on 8.27 beautiful, secluded acres just 3 miles from Waterloo, this custom ranch has a personality all its own and offers the kind of thoughtful details that become more apparent the longer you explore. With 2,500+ sq. ft. of finished living space, the home features two bedrooms with walk-in closets, a non-conforming bedroom with an additional walk-in closet, three full baths, and a large two-car garage. The custom floor plan makes excellent use of the space, with generous closets and storage tucked throughout the home. The main level is bright and welcoming, with vaulted ceilings, quality flooring, built-in cabinetry, a fireplace, and large windows bringing the outdoors in. The kitchen, dining and living areas flow naturally together, making the home equally comfortable for everyday living or a house full of friends and family. Please don't overlook the finished lower level. Two large windows bring in so much natural light and such pretty outdoor views that you may have to remind yourself you're downstairs! A second fireplace, wet bar/kitchenette, additional living and sleeping space, a full bath, and abundant storage make this level especially versatile for entertaining, overnight guests, hobbies, or multigenerational living. Then step outside—and this property really begins to show what makes it special. Three separate outdoor living areas give you plenty of choices: spend summer afternoons around the pool and deck, relax in the hot tub, gather around the fire pit in the evening, or simply find a quiet spot to sit and enjoy the privacy of your acreage. Beyond the home is a large workshop/she-shed that has also doubled as guest quarters, an additional garden shed, raised garden beds, and plenty of open ground for animals, pasture, recreation, or simply enjoying the extra elbow room. Privacy without isolation, acreage without being miles from town, and a home with features you simply don't find every day. At just 3 miles from Waterloo, 6730 Cardinal Drive offers the opportunity to enjoy your own little piece of the country while keeping town conveniently close. Tenant rights prevail. Approximately six acres are currently leased to a tenant farmer for hay. Please schedule all showings through a real estate agent as the property cannot be viewed from Trout Camp/Cardinal Road.

Subdivision: Part SW SE

List Price

$ 475,000

Status

Active

Days on market

0

MLS#

26055583

Bedrooms

2

Full baths

3

Sq. Ft. Above

2,534

Sq. Ft. Below

1,035

Subdivision

Part SW SE

School District

Waterloo DIST 5

County

Monroe-IL

Property Type

Residential

Style

Modern,Ranch

Type

Residential

Additional Information

Property Tax (2025)

$6,818

Recent Nearby Sales in 62298

Last 6 closed homes in this zip.

Address Bd/Ba SqFt List Sold Closed
983 White Oak Drive, Waterloo, IL 62298 3/3 2,140 $475,000 $475,000
100% of ask
Sep 17, 2026
3947 Lower Saxtown Road, Waterloo, IL 62298 3/3 2,304 $522,900 $522,900
100% of ask
Sep 16, 2026
118 Jefferson Drive, Waterloo, IL 62298 3/3 2,296 $290,000 $296,500
102.2% of ask
Sep 16, 2026
1504 Rachael Lane, Waterloo, IL 62298 4/3 1,600 $385,000 $375,000
97.4% of ask
Sep 16, 2026
4921 KK Road, Waterloo, IL 62298 3/1 1,713 $150,000 $398,560
265.7% of ask
Sep 15, 2026
1123 Waymaker Lane, Waterloo, IL 62298 3/2 1,729 $494,000 $485,000
98.2% of ask
Sep 15, 2026

Price & Listing History

Listed for sale
Aug 29, 2026 at $485,000
Price reduced by $10,000 (2.1%)
From $485,000 to $475,000
Current status: Active
As of Sep 23, 2026 · $475,000

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Room Dimensions

Room Type

Living Room

Room Dimensions

20.5x15.4

Room Description

Spacious, light filled living room, gas fireplace, open floor plan

Kitchen

11.4x10.1

Vaulted Ceiling, custom cabinetry, abundant light,

Dining Room

10.4x11.6

Gorgeous Acacia Wood Floors, custom bookcase, sliding glass doors to patio

Primary Bedroom

15.6x13.8

Generous 6 x 10 walk-in closet with dressing area, bathroom en suite

Primary Bathroom

9.11x10.7

Spacious, large vanity and closet, tub/shower combo

Sunroom

11.5x17.5

Bamboo flooring, Windows galore, exterior exit, great for a gaming/reading room

Laundry

6.9x5

Walk in Laundry Room off hall near primary

Bathroom 2

8.1x4.11

Full Bath off hall, granite countertop

Bedroom 2

11.5x12

Walk-in closet 5 x 7, daylight window,

Bedroom 3

14.9x11.6

Non comforming, Walk-in closet 7 x 10, entrance to all rooms via hall

Family Room

23.9x14.7

Electric Fireplace, Daylight, Entertaining/Dining

Bonus Room

15x6

Kitchenette/Wet Bar, Slate floors